What is the likely outcome of proper coordination of benefits?

Proper coordination of benefits refers to the process of determining the order in which insurance policies pay for claims when a patient has multiple insurance coverages. When this coordination is executed correctly, it can significantly reduce the out-of-pocket expenses for patients, which means that they will likely incur lower healthcare costs.

When multiple insurers are involved, effective coordination ensures that payments are maximized across the policies, thereby minimizing the financial burden on the patient. This system helps prevent situations where a patient has to pay for a service that should have been covered by their insurance, effectively creating a fair system in health care finance that benefits patients.

In contrast, options related to increased patient wait times, improved claim approval processes, and higher insurance premiums do not directly address the benefits of the coordination process and may involve other factors or negative outcomes. Therefore, the appropriate understanding of how coordination of benefits works leads to the conclusion that it primarily helps in reducing healthcare costs for patients, making that the most favorable outcome.